Privacy Statement
We are committed to respecting the privacy of those who visit our website. This page summarizes the privacy policy and practices of Ladysmith & District Credit Union and LCU Insurance Agencies Ltd.
When you visit our website we do not automatically collect personal information from you such as name, phone number, address or email unless you voluntarily provide your name and contact information through email.
Personal information received through e-mail is provided only to our Office personnel, for the purpose of responding to inquiries. This information is not used for any other purpose.
As the security of e-mail cannot be guaranteed, we do not recommend sending sensitive personal information electronically.
The Internet does automatically collect certain information, such as Internet Protocol (IP) addresses. These are unique Internet “addresses” assigned to all Web users by their Internet Service Providers (ISP). IP addresses are automatically logged by Web servers. We make no attempt to link these addresses to individuals visiting our site.
Our Web site is hosted on a server owned and managed by a third-party. Any information collected on our behalf by this third party such as server log data is managed in accordance with this privacy policy.
SERVER LOG DATA: Our servers automatically log information about visits to our Web site in the normal course of establishing and maintaining web connections. Statistical information, such as visitors IP address, type of operating system, time and duration of visit, Web pages viewed and categories of visitors by items such as domains and browser types. These statistics are reported in aggregate form to our web communications staff and are used to tell us which areas of the site are of most interest to our users, this assists us in improving our Website for our visitors.
Server log information is not linked to any other data in a way that would enable us to identify individual visitors. We may review server logs for security purposes, for example, to detect intrusions into our network. Therefore, server log data, which contains visitors’ IP addresses, could in the event of criminal activity be used to trace and identify individuals, the information being shared with the appropriate bodies authorized to investigate such breaches of security.
Ladysmith & District Credit Union does not assume responsibility for information practices of other websites it may have links to. Visitors should review the privacy policy and statements of all externally linked sites.
For more information on our Privacy Policies email privacyofficer@ldcu.ca
Terms of Use/Disclaimer
General
The information, material and content provided in the pages of this site may be changed without notice. You agree to review these terms on a regular basis and by continued access to this site agree to the terms as set forth.
The information on this site is for general information only and is not intended to provide legal advice. The information may change without notice and is not intended as specific advice in matters of finances, tax, investment, accounting or legal. You should not rely on this information without seeking the advice of a professional.
No Warranties
The Officers, Directors, employees and or contractors provide this Site and Information contained therein on a "as is" "where is" basis and do not make any warranties as to the Site or Information, operation, usefulness, completeness, accuracy, current ness, reliability and fitness for a particular purpose. Further, we do not represent that this site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted to your computer system or network. You have sole responsibility for the adequate protection and backup of data and or equipment contained in your computer and or network systems.
Internet Email
Email communication is not confidential and is subject to possible interception, alteration or loss. Ladysmith & District Credit Union is not liable for any damages in connection of transmitted information Via Email sent by you or sent by the Ladysmith & District Credit Union at your request.